Financing Solutions

SBA Financing

SBA programs can offer flexible, long-term financing for a range of qualified business purposes. We help business owners understand the programs and navigate the process.

Discuss Your Financing Needs Submit a Deal

Overview

What This Covers

The SBA 7(a) and 504 programs are among the most widely used tools for financing established small and middle-market businesses. Each is suited to different situations, and eligibility depends on the business, the use of proceeds, and program criteria.

We help clients understand which program may fit their objective, organize the information required, and coordinate the financing process through appropriate lending relationships.

Common Uses

Business acquisitions
Owner-occupied commercial real estate
Equipment and major fixed assets
Working capital and expansion
Eligible refinance

Programs

Financing Structures We Help Navigate

Financing is subject to lender criteria and approval. The programs below reflect common structures relevant to this area.

SBA 7(a)

A flexible, government-guaranteed program that may support acquisitions, working capital, owner-occupied real estate, and other qualified purposes.

SBA 504

Long-term financing oriented toward major fixed assets such as owner-occupied real estate and equipment.

SBA for Acquisitions

SBA financing frequently used to support the purchase of an established business.

SBA for Expansion

Financing to support growth, expansion, and eligible business investments.

What Lenders Evaluate

Key Considerations

Every transaction is different. These are among the factors typically relevant when evaluating financing in this area.

01Program eligibility and use of proceeds
02Business financial history and cash flow
03Ownership, management, and experience
04Collateral and the overall transaction structure

Have a Financing Need or an Opportunity You're Evaluating?

Tell us what you're working on. We'll start by understanding the transaction and determining the appropriate next step.